Bank of India Money Market Fund

Direct Plan · Growth · Money Market · Scheme code 153294

NAV₹11.2478as on 28 Oct 2026

Fund houseBank of India Mutual Fund

CategoryMoney Market

Plan & optionDirect · Growth

History1.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.59	2.17	3.45	6.59	—	—	—	—	7.23
Money Market category median	—	—	—	6.30	7.27	6.69	—	6.70	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.8%	0.96	2.00	—	—	-0.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
136	6.0%	6.6%	7.4%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Bank of India Money Market Fund

Direct Plan · Growth

Allocation

By asset

Debt	98.55%
Cash & Equivalents	1.16%
Unclassified	0.29%

By market cap

Unclassified	98.84%

Concentration

Number of stocks	26
Top 5 stocks	29.76%
Top 10 stocks	59.35%
Top 20 stocks	93.23%
Lines in the filing	29

Largest holding	5.97%
Largest sector	CRISIL A1+ 62.10%
Effective stocks	20.8
Sectors held	6
Cash	1.16%

Effective stocks is what the concentration works out to: a fund holding 26 names but most of its money in a few behaves like a fund of 21. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+	62.10%
ICRA A1+	18.44%
SOVEREIGN	10.16%
CARE A1+	5.92%
FITCH A1+	1.93%
	1.19%
Unclassified	0.29%

Bank of India Money Market Fund

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Union Bank of India (19/01/2027)	ICRA A1+	2,500,000	25	5.97%
2	Kotak Mahindra Bank Limited (04/02/2027)	CRISIL A1+	2,500,000	24	5.96%
3	Axis Bank Limited (12/02/2027)	CRISIL A1+	2,500,000	24	5.95%
4	364 Days Tbill (MD 25/02/2027)	SOVEREIGN	2,500,000	24	5.95%
5	Axis Finance Limited (12/02/2027)	CRISIL A1+	2,500,000	24	5.93%
6	Kotak Securities Limited (12/02/2027)	CRISIL A1+	2,500,000	24	5.93%
7	National Bank For Agriculture and Rural Development (05/03/2027)	CRISIL A1+	2,500,000	24	5.92%
8	Manappuram Finance Limited (10/02/2027)	CRISIL A1+	2,500,000	24	5.92%
9	HDFC Bank Limited (05/03/2027)	CARE A1+	2,500,000	24	5.92%
10	ICICI Bank Limited (25/03/2027)	ICRA A1+	2,500,000	24	5.90%
11	National Bank For Agriculture and Rural Development (17/03/2027)	CRISIL A1+	2,000,000	19	4.72%
12	Godrej Housing Finance Limited (19/03/2027)	CRISIL A1+	2,000,000	19	4.71%
13	364 Days Tbill (MD 25/12/2026)	SOVEREIGN	1,500,000	15	3.61%
14	Motilal Oswal Financial Services Limited (05/02/2027)	CRISIL A1+	1,500,000	15	3.56%
15	Aditya Birla Housing Finance Limited (09/03/2027)	CRISIL A1+	1,500,000	15	3.55%
16	Punjab National Bank (12/03/2027)	CRISIL A1+	1,500,000	15	3.55%
17	ICICI Bank Limited (27/01/2027)	ICRA A1+	1,250,000	12	2.98%
18	Canara Bank (29/06/2027)	CRISIL A1+	1,250,000	12	2.89%
19	ICICI Bank Limited (12/02/2027)	ICRA A1+	1,000,000	10	2.38%
20	Bank of Baroda (11/12/2026)	FITCH A1+	800,000	8	1.93%
21	Union Bank of India (27/10/2026)	ICRA A1+	500,000	5	1.21%
22	Small Industries Dev Bank of India (26/02/2027)	CRISIL A1+	500,000	5	1.19%
23	ICICI Securities Limited (15/03/2027)	CRISIL A1+	500,000	5	1.18%
24	REPO		—	5	1.17%
25	Small Industries Dev Bank of India (03/09/2027)	CRISIL A1+	500,000	5	1.14%
26	364 Days Tbill (MD 07/01/2027)	SOVEREIGN	250,000	2	0.60%
27	Corporate Debt Market Development Fund	Unclassified	986	1	0.29%
28	TREPS		—	0	0.02%

Bank of India Money Market Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹33 cr	8	1	+0.50%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Kotak Mahindra Bank Limited (04/02/2027)	2,500,000	entered	—	24.2
Axis Bank Limited (17/12/2026)	1,550,000	entered	—	15.1
ICICI Bank Limited (27/01/2027)	1,250,000	entered	—	12.1
Canara Bank (29/06/2027)	1,250,000	entered	—	11.7
Canara Bank (02/02/2027)	1,000,000	entered	—	9.7
Union Bank of India (27/10/2026)	500,000	entered	—	4.9
ICICI Securities Limited (15/03/2027)	500,000	entered	—	4.8
REPO	—	entered	—	4.2
Added to
Corporate Debt Market Development Fund	172	+21.1%	+0.4%	0.2
Trimmed
HDFC Bank Limited (05/03/2027)	2,000,000	-44.4%	+0.5%	19.2
Small Industries Dev Bank of India (11/06/2027)	1,500,000	-32.6%	+0.5%	14.1
Sold out of
Canara Bank (08/01/2027)	3,000,000	exited	—	29.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.