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InvestVerdict

Kotak Rural Opportunities Fund

Regular Plan · Growth · Sectoral / Thematic · Scheme code 153969

NAV₹9.0040as on 30 Oct 2026
Fund houseKotak Mahindra Mutual Fund
CategorySectoral / Thematic
Plan & optionRegular · Growth
History0.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -1.102.41-5.75 ——— ———
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Sectoral / Thematic
category median		 ——— -6.5811.548.85 —12.68—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme — — — — — -14.3% —
Nifty 500
benchmark		 15.2%0.39 0.58—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

89951011072026InvestVerdict

Drawdown from peak (%)

0%-5%-11%-16%2026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
0 — — — —

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Kotak Rural Opportunities Fund

Regular Plan · Growth

Allocation

By asset

Equity98.39%
Cash & Equivalents1.61%

By market cap

Large Cap65.88%
Mid Cap10.64%
Small Cap17.46%
Unclassified4.41%

Concentration

Number of stocks44
Top 5 stocks35.43%
Top 10 stocks51.63%
Top 20 stocks73.51%
Lines in the filing46
Largest holding9.49%
Largest sectorAutomobiles 17.35%
Effective stocks24.3
Sectors held18
Cash1.61%

Effective stocks is what the concentration works out to: a fund holding 44 names but most of its money in a few behaves like a fund of 24. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Automobiles — 17.4%Finance — 13.2%Telecom - Services — 11.7%Banks — 11.3%Food Products — 7.7%Agricultural, Commercial and Construction Vehicles — 4.6%Power — 4.5%Industrial Products — 4.0%Personal Products — 3.9%Other — 21.9%Automobiles17.4%Finance13.2%Telecom - Services11.7%Banks11.3%Food Products7.7%Agricultural, Commercial …4.6%Power4.5%Industrial Products4.0%Personal Products3.9%Other21.9%
Automobiles17.35%
Finance13.17%
Telecom - Services11.68%
Banks11.29%
Food Products7.71%
Agricultural, Commercial and Construction Vehicles4.62%
Power4.52%
Industrial Products4.04%
Personal Products3.94%
Cement and Cement Products3.67%
Auto Components3.67%
Chemicals and Petrochemicals3.09%
Insurance2.16%
Agricultural Food and other Product2.00%
Consumer Durables1.92%
1.81%
Diversified FMCG1.66%
Electrical Equipment1.53%
Fertilizers and Agrochemicals0.37%
InvestVerdict

Kotak Rural Opportunities Fund

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 STATE BANK OF INDIA. Banks 700,000 67 9.49%
2 BHARTI AIRTEL LTD. Telecom - Services 375,000 66 9.31%
3 Mahindra & Mahindra Ltd. Automobiles 200,000 59 8.34%
4 TVS Motor Company Ltd. Automobiles 75,000 31 4.35%
5 Emami Ltd. Personal Products 735,000 28 3.94%
6 SHRIRAM FINANCE LIMITED Finance 263,360 26 3.66%
7 AVANTI FEEDS LTD Food Products 320,000 23 3.25%
8 Britannia Industries Ltd. Food Products 46,000 22 3.14%
9 Ultratech Cement Ltd. Cement and Cement Products 20,000 22 3.10%
10 BAJAJ FINANCE LTD. Finance 225,000 22 3.05%
11 V.S.T Tillers Tractors Ltd Agricultural, Commercial and Construction Vehicles 48,200 21 2.99%
12 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. Finance 110,000 18 2.52%
13 Indus Towers Ltd. Telecom - Services 450,000 17 2.37%
14 NTPC LTD Power 500,000 16 2.28%
15 Eicher Motors Ltd. Automobiles 22,000 16 2.22%
16 SBI Life Insurance Company Ltd Insurance 90,000 15 2.16%
17 MARICO LTD. Agricultural Food and other Product 180,000 14 2.00%
18 Sansera Engineering Ltd Auto Components 30,000 14 1.92%
19 Triparty Repo — 13 1.81%
20 LUMINO INDUSTRIES LIMITED Industrial Products 1,218,308 12 1.76%
21 Hindustan Unilever Ltd. Diversified FMCG 62,500 12 1.66%
22 Ashok Leyland Ltd. Agricultural, Commercial and Construction Vehicles 750,000 12 1.63%
23 POONAWALLA FINCORP LIMITED Finance 260,000 12 1.63%
24 KANOHAR ELECTRICALS LIMITED Electrical Equipment 126,638 11 1.53%
25 Tata Power Company Ltd. Power 300,000 11 1.52%
26 Bajaj Auto Ltd. Automobiles 9,000 10 1.38%
27 Godrej Agrovet Ltd. Food Products 150,000 9 1.32%
28 Cummins India Ltd. Industrial Products 19,500 9 1.31%
29 MUTHOOT FINANCE LTD. Finance 29,932 8 1.16%
30 Mahindra & Mahindra Financial Services Ltd. Finance 250,000 8 1.15%
InvestVerdict

Kotak Rural Opportunities Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹11 cr 2 1 +4.83%
StockShares tradedShares PriceValue
₹ cr
New position
INE508G01029 350,000 entered — 7.3
INE047A01021 7,500 entered — 2.3
Added to
INE585B01010 250 +4.2% +0.8% 0.4
INE764D01017 51 +0.1% -1.2% 0.0
Trimmed
INE922K01024 109,997 -100.0% -13.4% 7.3
INE917I01010 1,561 -14.4% +18.6% 1.8
INE414G01012 3,903 -11.5% +4.1% 1.2
INE848E01016 100,000 -12.5% -3.2% 0.8
INE154A01025 2,801 -0.6% -2.1% 0.1
Sold out of
INE028A01039 140,000 exited — 3.8
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.