Bank of India Banking & Financial Services Fund

Regular Plan · Growth · Sectoral / Thematic · Scheme code 154095

NAV₹8.8800as on 30 Oct 2026

Fund houseBank of India Mutual Fund

CategorySectoral / Thematic

Plan & optionRegular · Growth

History0.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.82	3.04	-2.96	—	—	—	—	—	—
Nifty 500 benchmark	0.87	4.31	2.15	5.20	12.49	11.41	—	—	15.49
Sectoral / Thematic category median	—	—	—	-6.58	11.54	8.85	—	12.68	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	—	—	—	—	—	-14.3%	—
Nifty 500 benchmark	15.2%	0.39	0.58	—	—	-37.3%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
0	—	—	—	—

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Bank of India Banking & Financial Services Fund

Regular Plan · Growth

Allocation

By asset

Equity	95.12%
Cash & Equivalents	4.88%

By market cap

Large Cap	61.61%
Mid Cap	12.48%
Small Cap	19.95%
Unclassified	1.08%

Concentration

Number of stocks	35
Top 5 stocks	39.59%
Top 10 stocks	56.12%
Top 20 stocks	80.20%
Lines in the filing	38

Largest holding	11.54%
Largest sector	Banks 52.08%
Effective stocks	20.4
Sectors held	5
Cash	4.88%

Effective stocks is what the concentration works out to: a fund holding 35 names but most of its money in a few behaves like a fund of 20. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks	52.08%
Capital Markets	20.80%
Finance	15.95%
Financial Technology (Fintech)	4.92%
Cash & Equivalents	2.47%
	2.41%
Insurance	1.37%

Bank of India Banking & Financial Services Fund

Regular Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	HDFC Bank Limited	Banks	406,000	29	11.54%
2	ICICI Bank Limited	Banks	196,500	26	10.41%
3	State Bank of India	Banks	228,000	22	8.77%
4	Shriram Finance Limited	Finance	122,700	12	4.83%
5	One 97 Communications Limited	Financial Technology (Fintech)	60,000	10	4.04%
6	ICICI Prudential Asset Management Company Limited	Capital Markets	28,650	9	3.60%
7	Bank of Baroda	Banks	385,000	9	3.56%
8	Indian Bank	Banks	97,450	8	3.15%
9	City Union Bank Limited	Banks	346,000	8	3.14%
10	Kotak Mahindra Bank Limited	Banks	184,000	8	3.08%
11	HDFC Asset Management Company Limited	Capital Markets	32,387	7	2.96%
12	Computer Age Management Services Limited	Capital Markets	100,000	7	2.69%
13	Angel One Limited	Capital Markets	229,703	6	2.52%
14	CreditAccess Grameen Limited	Finance	49,000	6	2.50%
15	BSE Limited	Capital Markets	20,000	6	2.48%
16	Bajaj Finance Limited	Finance	64,250	6	2.47%
17	Net Receivables / (Payables)	Unclassified	—	6	2.45%
18	TREPS		—	6	2.41%
19	Axis Bank Limited	Banks	48,699	6	2.39%
20	Multi Commodity Exchange of India Limited	Capital Markets	16,250	5	2.15%
21	Bank of Maharashtra	Banks	646,684	5	2.06%
22	HDB Financial Services Limited	Finance	74,634	5	1.86%
23	Ujjivan Small Finance Bank Limited	Banks	600,000	4	1.62%
24	Onemi Technology Solutions Limited	Finance	94,219	3	1.40%
25	Canara HSBC Life Insurance company Ltd	Insurance	230,000	3	1.37%
26	Karur Vysya Bank Limited	Banks	102,250	3	1.33%
27	Cholamandalam Investment and Finance Company Ltd	Finance	20,119	3	1.31%
28	Nuvama Wealth Management Limited	Capital Markets	18,500	3	1.23%
29	Housing & Urban Development Corporation Limited	Finance	180,000	3	1.20%
30	National Stock Exchange Of India Ltd	Capital Markets	15,259	3	1.08%

Bank of India Banking & Financial Services Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹15 cr	₹24 cr	2	2	+0.13%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Ujjivan Small Finance Bank Limited	600,000	entered	—	4.3
Nuvama Wealth Management Limited	15,000	entered	—	2.7
Added to
HDFC Bank Limited	80,000	+24.5%	-6.2%	6.0
Bank of Maharashtra	325,000	+101.0%	-13.3%	2.6
Canara Bank	125,000	+138.9%	-0.4%	1.6
ICICI Bank Limited	10,000	+4.1%	+4.4%	1.4
One 97 Communications Limited	10,200	+20.5%	+17.7%	1.4
Shriram Finance Limited	11,000	+12.5%	+0.4%	1.2
Angel One Limited	16,000	+7.5%	-9.9%	0.5
Trimmed
Axis Bank Limited	85,000	-63.6%	-8.6%	10.5
Kotak Mahindra Bank Limited	150,000	-44.9%	-0.5%	5.9
ICICI Prudential Asset Management Company Limited	13,250	-31.6%	-6.1%	4.1
Multi Commodity Exchange of India Limited	8,100	-49.5%	-5.1%	2.2
SBI Life Insurance Company Limited	3,150	-7.8%	+6.6%	0.6
Power Finance Corporation Limited	13,500	-8.4%	+0.0%	0.6
Bank of Baroda	22,464	-7.6%	-10.9%	0.5
Sold out of
Aye Finance Limited	386,407	exited	—	6.7
ICICI Lombard General Insurance Company Limited	14,500	exited	—	2.5

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹0 cr	₹0 cr	+₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.