Baroda BNP Paribas Services Fund
Fund basics
Returns
No CAGR is shown for an IDCW Option scheme, and that is deliberate. Its NAV falls by every payout it makes, so a return computed from NAV alone understates it by exactly the amount distributed — and AMFI's daily file carries no payout history to add back. A wrong number wearing the right label is worse than an honest gap. The Growth option of this same fund is the one to compare on returns.
Regular vs Direct — same portfolio, two prices
The same fund, the same manager, the same shares. The only difference is the distributor commission inside the Regular plan's expense ratio — charged every year, on the whole balance.
| Plan | NAV | 1y | 3y | 5y |
|---|---|---|---|---|
| Regular (this page) | 10.0274 | — | — | — |
| Direct | 10.0398 | — | — | — |
The two NAVs are 0.1% apart today. They started life at the same ₹10 — the whole of that gap is what the commission has taken out of the Regular plan since launch.
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Sectoral / Thematic Regular Plan IDCW Option scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| 360 ONE QUANT FUND 360 ONE Mutual Fund | 16.3% | 4.0% | 1.15 | 16.4% | 0.60 | -22.8% |
| Axis Business Cycles Fund Axis Mutual Fund | 11.2% | -0.7% | 1.00 | 14.4% | 0.32 | -19.6% |
| Axis Consumption Fund Axis Mutual Fund | — | -3.6% | 0.94 | 14.0% | -0.70 | -21.8% |
| Axis ESG Integration Strategy Fund Axis Mutual Fund | 0.4% | -8.5% | 0.75 | 15.9% | -0.38 | -31.9% |
| Axis India Manufacturing Fund Axis Mutual Fund | — | 11.5% | 1.02 | 15.9% | 0.83 | -23.5% |
| Axis Innovation Fund Axis Mutual Fund | 11.5% | -1.7% | 0.87 | 14.4% | 0.35 | -28.4% |
| Axis Momentum Fund Axis Mutual Fund | — | -8.1% | 1.12 | 16.8% | -0.71 | -21.7% |
| Axis Quant Fund Axis Mutual Fund | 6.6% | -4.2% | 0.96 | 14.5% | 0.01 | -23.5% |
Alpha and beta are against Nifty 500. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Sectoral / Thematic scheme is
At least 80% in one sector or theme.
The same concentration risk as any sector fund. Themes are usually launched after the theme has already run, which is why the average investor's return in these funds trails the funds' own published returns.
Who it suits. A small, deliberate satellite position — rarely a core holding.
How long money should stay. Through a full cycle.
Compare this scheme with others →
Questions people ask
What is the NAV of Baroda BNP Paribas Services Fund — Regular Plan — IDCW Option?
₹10.0274 as on 26 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Baroda BNP Paribas Services Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the IDCW Option option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
At least 80% in one sector or theme. The same concentration risk as any sector fund. Themes are usually launched after the theme has already run, which is why the average investor's return in these funds trails the funds' own published returns.
How long should money stay in it?
Typically Through a full cycle. A small, deliberate satellite position — rarely a core holding.