ICICI Prudential Floating Interest Rates Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
This scheme has not published a NAV since 16 Sep 2022 — 4.0 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.
Fund basics
Everything the NAV says
Computed from 1,995 published NAVs between 12 Jun 2014 and 16 Sep 2022 — 8.3 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Floating Interest Rates Fund Regular | -0.06 | 1.21 | 0.73 | 0.40 | 0.26 | 0.20 | 0.21 | — | 0.21 |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Regular plan in Income/Debt Oriented Schemes - Floating Interest Rates Fund — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 16 Sep 2022.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| ICICI Prudential Floating Interest Rates Fund Regular | 2.55 | -2.45 | -2.67 | — | — | -2.79 |
Risk-free rate 6.5%. Beta and alpha need an index, so the benchmark's own row leaves them blank.
Risk
| Volatility | Downside volatility | Sharpe | Sortino |
|---|---|---|---|
| 2.5% | 2.3% | -2.45 | -2.67 |
Risk-free rate 6.5%, roughly the 10-year government bond.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -2.8% | 2 months | -0.8% |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Every one-year period it has lived through
| Best year | Median year | Worst year | Losing years |
|---|---|---|---|
| 1.6% | 0.1% | -2.2% | 33% |
Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.
Calendar years
If you had run a SIP
₹10,000 every month for five years — ₹600,000 invested in all — would be worth ₹604,467 today, an XIRR of 0.29% a year.
XIRR, not CAGR. A SIP's money arrives over sixty months, so most of it has been invested for far less than five years — which is why this figure normally sits below the five-year CAGR above in a rising market, and above it in a falling one. It is the return the investor got, not the return the fund got.
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
AMFI has not classified this scheme's holdings into large, mid and small cap in the filing we hold, so there is no split to show. The section is left here rather than hidden so it is clear the data is missing, not that the fund holds nothing.
Concentration
| Number of stocks | 77 |
|---|---|
| Top 5 stocks | 0.21% |
| Top 10 stocks | 0.36% |
| Top 20 stocks | 0.56% |
| Largest single holding | 0.05% |
| Largest sector | CRISIL AAA · 0.50% |
| Number of sectors | 7 |
| Effective stocks | 450,978.6 |
| Cash & equivalents | -0.90% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 0.4% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
What a Income/Debt Oriented Schemes - Floating Interest Rates Fund scheme is
A SEBI-classified mutual fund scheme.
Questions people ask
What is the NAV of ICICI Prudential Floating Interest Rates Fund — —?
₹102.6565 as on 16 Sep 2022, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of ICICI Prudential Floating Interest Rates Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
A SEBI-classified mutual fund scheme.