Invesco India Overnight Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
This scheme has not published a NAV since 22 Apr 2025 — 1.4 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.
Fund basics
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
AMFI has not classified this scheme's holdings into large, mid and small cap in the filing we hold, so there is no split to show. The section is left here rather than hidden so it is clear the data is missing, not that the fund holds nothing.
Concentration
| Number of stocks | 3 |
|---|---|
| Top 5 stocks | 8.37% |
| Top 10 stocks | 8.37% |
| Top 20 stocks | 8.37% |
| Largest single holding | 5.75% |
| Largest sector | SOVEREIGN · 8.37% |
| Number of sectors | 1 |
| Effective stocks | 271.1 |
| Cash & equivalents | 91.63% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 100.0% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
How it compares in its category
Against the Overnight Funds Direct schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| BANK OF INDIA OVERNIGHT FUND Bank of India Mutual Fund | 6.2% | — | — | 0.2% | -1.18 | 0.0% |
| quant Overnight Fund quant Mutual Fund | 6.2% | — | — | 0.2% | -1.63 | 0.0% |
| Tata Overnight Fund Tata Mutual Fund | 6.1% | — | — | 0.1% | -2.72 | 0.0% |
| Axis Overnight Fund Axis Mutual Fund | 6.1% | — | — | 0.1% | -2.44 | -0.1% |
| Nippon India Overnight Fund Nippon India Mutual Fund | 6.1% | — | — | 0.1% | -2.76 | 0.0% |
| Bajaj Finserv Overnight Fund Bajaj Finserv Mutual Fund | 6.1% | — | — | 0.1% | -2.51 | 0.0% |
| Mirae Asset Overnight Fund Mirae Asset Mutual Fund | 6.1% | — | — | 0.1% | -2.59 | 0.0% |
| Kotak Overnight Fund Kotak Mahindra Mutual Fund | 6.1% | — | — | 0.1% | -2.85 | 0.0% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Overnight Funds scheme is
Debt maturing in a single day.
The lowest risk in the entire industry. Everything matures tomorrow, so interest-rate moves and credit events have almost nothing to act on. The return is correspondingly small.
Who it suits. Very short parking, or money awaiting a decision.
How long money should stay. Days to weeks.
Questions people ask
What is the NAV of Invesco India Overnight Fund — Direct Plan — Weekly IDCW?
₹1,001.7173 as on 22 Apr 2025, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Invesco India Overnight Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Weekly IDCW option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
Debt maturing in a single day. The lowest risk in the entire industry. Everything matures tomorrow, so interest-rate moves and credit events have almost nothing to act on. The return is correspondingly small.
How long should money stay in it?
Typically Days to weeks. Very short parking, or money awaiting a decision.