JioBlackRock Liquid Fund
Fund basics
Returns
Returns for this scheme are not computed yet — we need at least three years of published NAV. The NAV above is today's, straight from AMFI.
Regular vs Direct — same portfolio, two prices
The same fund, the same manager, the same shares. The only difference is the distributor commission inside the Regular plan's expense ratio — charged every year, on the whole balance.
| Plan | NAV | 1y | 3y | 5y |
|---|---|---|---|---|
| Regular (this page) | 1,000.9804 | — | — | — |
| Direct | 1,074.2813 | — | — | — |
The two NAVs are 6.8% apart today. They started life at the same ₹10 — the whole of that gap is what the commission has taken out of the Regular plan since launch.
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Liquid Funds Regular Plan Growth Option scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Axis Liquid Fund Axis Mutual Fund | 6.9% | — | — | 0.2% | 2.24 | -0.2% |
| BARODA BNP PARIBAS LIQUID FUND Baroda BNP Paribas Mutual Fund | 6.8% | — | — | 0.3% | 1.25 | -0.2% |
| HDFC Liquid Fund HDFC Mutual Fund | 6.9% | — | — | 0.2% | 1.63 | -0.2% |
| ITI Liquid Fund ITI Mutual Fund | 6.6% | — | — | 0.2% | 0.43 | 0.0% |
| JM Liquid Fund JM Financial Mutual Fund | 6.8% | — | — | 0.2% | 1.38 | -0.2% |
| Navi Liquid Fund Navi Mutual Fund | 6.4% | — | — | 0.2% | -0.46 | -0.4% |
| Nippon India Liquid Fund Nippon India Mutual Fund | 6.5% | — | — | 0.2% | -0.11 | -0.2% |
| Nippon India Liquid Fund Nippon India Mutual Fund | 6.9% | — | — | 0.2% | 1.59 | -0.2% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Liquid Funds scheme is
Debt maturing within 91 days.
The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who it suits. Emergency money and anything needed within weeks.
How long money should stay. Days to 3 months.
Compare this scheme with others →
Questions people ask
What is the NAV of JioBlackRock Liquid Fund — Regular Plan — Growth Option?
₹1,000.9804 as on 26 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of JioBlackRock Liquid Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Growth option mean?
Growth reinvests everything the fund earns back into the NAV. Nothing is paid out, so the NAV rises with returns and you are taxed only when you sell. For anybody who does not need income from the investment, Growth is the simpler and usually the more tax-efficient option.
What kind of scheme is this?
Debt maturing within 91 days. The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
How long should money stay in it?
Typically Days to 3 months. Emergency money and anything needed within weeks.