Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Fund basics
Returns
No CAGR is shown for an QUARTERLY IDCW Option scheme, and that is deliberate. Its NAV falls by every payout it makes, so a return computed from NAV alone understates it by exactly the amount distributed — and AMFI's daily file carries no payout history to add back. A wrong number wearing the right label is worse than an honest gap. The Growth option of this same fund is the one to compare on returns.
Regular vs Direct — same portfolio, two prices
The same fund, the same manager, the same shares. The only difference is the distributor commission inside the Regular plan's expense ratio — charged every year, on the whole balance.
| Plan | NAV | 1y | 3y | 5y |
|---|---|---|---|---|
| Regular (this page) | 0.0000 | — | — | — |
| Direct | 13.7905 | — | — | — |
The two NAVs are 100.0% apart today. They started life at the same ₹10 — the whole of that gap is what the commission has taken out of the Regular plan since launch.
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Credit Risk Regular Plan QUARTERLY IDCW Option scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | 0.7% | — | — | 4.9% | -1.18 | -20.5% |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | — | — | — | 212.3% | 0.39 | -25.5% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Credit Risk scheme is
At least 65% in debt rated AA and below.
Paid to take credit risk, and that risk is real: a single default can mark the whole portfolio down and freeze redemptions. Read what it holds before the return.
Who it suits. Investors who understand corporate credit and are sizing this small.
How long money should stay. 3 years or more.
Compare this scheme with others →
Questions people ask
What is the NAV of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) — Regular Plan — QUARTERLY IDCW Option?
₹0.0000 as on 25 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the QUARTERLY IDCW Option option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
At least 65% in debt rated AA and below. Paid to take credit risk, and that risk is real: a single default can mark the whole portfolio down and freeze redemptions. Read what it holds before the return.
How long should money stay in it?
Typically 3 years or more. Investors who understand corporate credit and are sizing this small.