Nippon India Liquid Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
AMFI has not classified this scheme's holdings into large, mid and small cap in the filing we hold, so there is no split to show. The section is left here rather than hidden so it is clear the data is missing, not that the fund holds nothing.
Concentration
| Number of stocks | 162 |
|---|---|
| Top 5 stocks | 12.58% |
| Top 10 stocks | 21.36% |
| Top 20 stocks | 34.13% |
| Largest single holding | 2.96% |
| Largest sector | CRISIL A1+ · 54.55% |
| Number of sectors | 7 |
| Effective stocks | 89.5 |
| Cash & equivalents | -1.81% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 21.4% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
How it compares in its category
Against the Liquid Funds Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Franklin India Liquid Fund Franklin Templeton Mutual Fund | 7.0% | — | — | 0.2% | 2.28 | -0.2% |
| BANK OF INDIA LIQUID FUND Bank of India Mutual Fund | 6.9% | — | — | 0.2% | 2.05 | -0.2% |
| Franklin India Liquid Fund Franklin Templeton Mutual Fund | 6.9% | — | — | 0.2% | 1.90 | -0.2% |
| Axis Liquid Fund Axis Mutual Fund | 6.9% | — | — | 0.2% | 2.24 | -0.2% |
| Invesco India Liquid Fund Invesco Mutual Fund | 6.9% | — | — | 0.2% | 1.79 | -0.2% |
| DSP Liquid Fund DSP Mutual Fund | 6.9% | — | — | 0.2% | 1.65 | -0.3% |
| Union Liquid Fund Union Mutual Fund | 6.9% | — | — | 0.7% | 0.52 | -3.3% |
| Canara Robeco Liquid Fund Canara Robeco Mutual Fund | 6.9% | — | — | 0.2% | 2.23 | -0.2% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Liquid Funds scheme is
Debt maturing within 91 days.
The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who it suits. Emergency money and anything needed within weeks.
How long money should stay. Days to 3 months.
Questions people ask
What is the NAV of Nippon India Liquid Fund — Regular Plan — RETAIL Plan - DAILY IDCW OPTION?
₹1,524.2800 as on 27 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Nippon India Liquid Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the RETAIL Plan - DAILY IDCW OPTION option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
Debt maturing within 91 days. The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
How long should money stay in it?
Typically Days to 3 months. Emergency money and anything needed within weeks.