NJ Value Fund
Fund basics
Returns
Returns for this scheme are not computed yet — we need at least three years of published NAV. The NAV above is today's, straight from AMFI.
Direct vs Regular — same portfolio, two prices
The same fund, the same manager, the same shares. The only difference is the distributor commission inside the Regular plan's expense ratio — charged every year, on the whole balance.
| Plan | NAV | 1y | 3y | 5y |
|---|---|---|---|---|
| Direct (this page) | 9.8800 | — | — | — |
| Regular | 9.8600 | — | — | — |
The two NAVs are 0.2% apart today. They started life at the same ₹10 — the whole of that gap is what the commission has taken out of the Regular plan since launch.
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Value / Contra Direct Plan Growth Option scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Axis Value Fund Axis Mutual Fund | 20.1% | 7.0% | 0.97 | 14.4% | 0.94 | -20.2% |
| Baroda BNP Paribas Value Fund Baroda BNP Paribas Mutual Fund | 11.2% | -1.0% | 0.97 | 14.2% | 0.33 | -19.8% |
| Canara Robeco Value Fund Canara Robeco Mutual Fund | 12.9% | 4.5% | 0.93 | 13.8% | 0.47 | -19.0% |
| HDFC Value Fund HDFC Mutual Fund | 18.1% | 2.8% | 1.01 | 15.7% | 0.74 | -43.9% |
| ITI Value Fund ITI Mutual Fund | 15.5% | 1.4% | 1.04 | 15.6% | 0.57 | -22.7% |
| JM Value Fund JM Financial Mutual Fund | 14.4% | 3.5% | 1.05 | 18.5% | 0.43 | -37.9% |
| Nippon India Value Fund Nippon India Mutual Fund | 16.4% | 3.7% | 1.03 | 16.5% | 0.60 | -38.6% |
| Quant Value Fund quant Mutual Fund | 23.2% | 10.0% | 1.20 | 19.2% | 0.87 | -24.0% |
Alpha and beta are against Nifty 500. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Value / Contra scheme is
At least 65% in equity, following a value or contrarian strategy.
Buying what the market dislikes. These funds can lag for years — sometimes many years — and then make it back quickly. Judging one over three years usually judges the market's mood rather than the manager.
Who it suits. Patient investors who understand that being early looks identical to being wrong.
How long money should stay. 7 to 10 years.
Compare this scheme with others →
Questions people ask
What is the NAV of NJ Value Fund — Direct Plan — Growth Option?
₹9.8800 as on 26 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of NJ Value Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Growth option mean?
Growth reinvests everything the fund earns back into the NAV. Nothing is paid out, so the NAV rises with returns and you are taxed only when you sell. For anybody who does not need income from the investment, Growth is the simpler and usually the more tax-efficient option.
What kind of scheme is this?
At least 65% in equity, following a value or contrarian strategy. Buying what the market dislikes. These funds can lag for years — sometimes many years — and then make it back quickly. Judging one over three years usually judges the market's mood rather than the manager.
How long should money stay in it?
Typically 7 to 10 years. Patient investors who understand that being early looks identical to being wrong.