UTi - Credit Risk Fund (Segregated - 13092019)
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
This scheme has not published a NAV since 10 Mar 2022 — 4.5 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.
Fund basics
Everything the NAV says
Computed from 365 published NAVs between 13 Sep 2019 and 12 Mar 2021 — 1.5 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| UTi - Credit Risk Fund (Segregated - 13092019) Regular | 263.52 | 263.52 | 193.93 | 194.39 | — | — | — | — | 68.20 |
| Credit Risk category median · 17 funds | — | — | — | 7.45 | 8.10 | 6.93 | — | 7.16 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Regular plan in Credit Risk — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 10 Mar 2022.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| UTi - Credit Risk Fund (Segregated - 13092019) Regular | 217.31 | 0.28 | 2.29 | — | — | -40.96 |
Risk-free rate 6.5%. Beta and alpha need an index, so the benchmark's own row leaves them blank.
Risk
| Volatility | Downside volatility | Sharpe | Sortino |
|---|---|---|---|
| 217.3% | 27.0% | 0.28 | 2.29 |
Risk-free rate 6.5%, roughly the 10-year government bond.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -41.0% | 5 months | At a high |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Calendar years
How it compares in its category
Against the Credit Risk Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| UTi - Credit Risk Fund (Segregated - 13092019) UTI Mutual Fund · this scheme | — | — | — | 217.3% | 0.28 | -41.0% |
| DSP Credit Risk Fund DSP Mutual Fund | 15.9% | — | — | 3.6% | 2.61 | -6.2% |
| Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | 12.2% | — | — | 2.6% | 2.20 | -4.0% |
| HSBC Credit Risk Fund HSBC Mutual Fund | 10.9% | — | — | 5.8% | 0.77 | -0.4% |
| BANK OF INDIA CREDIT RISK FUND Bank of India Mutual Fund | 9.6% | — | — | 36.6% | 0.09 | -73.5% |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | 8.5% | — | — | 3.6% | 0.55 | -13.9% |
| ICICI Prudential Credit Risk Fund ICICI Prudential Mutual Fund | 8.5% | — | — | 1.3% | 1.48 | -3.1% |
| Invesco India Credit Risk Fund Invesco Mutual Fund | 8.4% | — | — | 2.8% | 0.67 | -8.3% |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | 8.1% | — | — | 3.6% | 0.45 | -13.9% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Credit Risk scheme is
At least 65% in debt rated AA and below.
Paid to take credit risk, and that risk is real: a single default can mark the whole portfolio down and freeze redemptions. Read what it holds before the return.
Who it suits. Investors who understand corporate credit and are sizing this small.
How long money should stay. 3 years or more.
Questions people ask
What is the NAV of UTi - Credit Risk Fund (Segregated - 13092019) — —?
₹0.0000 as on 10 Mar 2022, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of UTi - Credit Risk Fund (Segregated - 13092019)?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
At least 65% in debt rated AA and below. Paid to take credit risk, and that risk is real: a single default can mark the whole portfolio down and freeze redemptions. Read what it holds before the return.
How long should money stay in it?
Typically 3 years or more. Investors who understand corporate credit and are sizing this small.