This scheme has not published a NAV since 7 Jun 2021 — 5.2 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.

UTI - FTIF Series XXIV - XIV (1831 Days)

UTI Mutual Fund Code 139398 ISIN INF789FC1AB2

Net Asset Value ₹10.0000 declared 7 Jun 2021 · source AMFI

Fund basics

Launched7 Jun 2016 10.2 years of history

CategoryIncomeSEBI classification

Plan & optionRegular · code 139398

Benchmark— no equity benchmark for this category

NAV as on7 Jun 2021source AMFI

Returns

No CAGR is shown for an scheme, and that is deliberate. Its NAV falls by every payout it makes, so a return computed from NAV alone understates it by exactly the amount distributed — and AMFI's daily file carries no payout history to add back. A wrong number wearing the right label is worse than an honest gap. The Growth option of this same fund is the one to compare on returns.

Everything the NAV says

Computed from 1,209 published NAVs between 7 Jun 2016 and 7 Jun 2021 — 5.0 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.

How it has moved

Return over time (%)

Fund name	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Since launch
UTI - FTIF Series XXIV - XIV (1831 Days) Regular	-0.73	-1.83	-2.90	-3.67	-0.18	0.00	—	—	0.00

Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Regular plan in Income — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 7 Jun 2021.

Risk measures

Fund name	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall
UTI - FTIF Series XXIV - XIV (1831 Days) Regular	4.00	-1.67	-1.75	—	—	-5.94

Risk measures use a risk-free rate of 6.5% and are stated so they can be checked — a ratio quoted without its risk-free rate cannot be. Beta and alpha need an index, so they are blank for the benchmark row itself.

Risk

Volatility	Downside volatility	Sharpe	Sortino
4.0%	3.8%	-1.67	-1.75

Sharpe and Sortino use a risk-free rate of 6.5%, roughly the 10-year government bond. Both are stated so the figure can be checked — a ratio quoted without its risk-free rate cannot be.

The worst it has been

Deepest fall	Time to recover	Today, from its peak
-5.9%	—	-5.7%

How far below its own record high the fund sat, on every single day it has existed. Flat along the top means it was making new highs; every dip is a stretch where somebody who bought at the wrong moment was down.

A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.

Every one-year period it has lived through

Best year	Median year	Worst year	Losing years
4.6%	-0.1%	-4.6%	52%

The full spread of one-year outcomes, with the fund's actual last twelve months marked. It answers the question a single number cannot: is right now an ordinary year for this fund, or an unusual one?

Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.

Calendar years

Each year on its own, January to December. Losing years hang below the line — averages hide them, and the years somebody actually had to sit through are the ones that decide whether they stayed.

If you had run a SIP

₹10,000 every month for five years — ₹600,000 invested in all — would be worth ₹585,917 today, an XIRR of -0.93% a year.

XIRR, not CAGR. A SIP's money arrives over sixty months, so most of it has been invested for far less than five years — which is why this figure normally sits below the five-year CAGR above in a rising market, and above it in a falling one. It is the return the investor got, not the return the fund got.

What a Income scheme is

A SEBI-classified mutual fund scheme.

Compare this scheme with others →

Questions people ask

What is the NAV of UTI - FTIF Series XXIV - XIV (1831 Days) — —?

₹10.0000 as on 7 Jun 2021, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.

What is the difference between the Direct and Regular plan of UTI - FTIF Series XXIV - XIV (1831 Days)?

They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.

What does the option mean?

An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.

What kind of scheme is this?

A SEBI-classified mutual fund scheme.