UTI - Medium Term Fund (Segregated - 07072020)
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
This scheme has not published a NAV since 14 Jul 2020 — 6.1 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.
Fund basics
How it compares in its category
Against the Medium Duration Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Medium Term Plan Aditya Birla Sun Life Mutual Fund | 9.8% | — | — | 4.9% | 0.67 | -13.0% |
| Kotak Medium Term Fund Kotak Mahindra Mutual Fund | 8.0% | — | — | 1.9% | 0.78 | -5.3% |
| Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | 7.9% | — | — | 8.6% | 0.16 | -30.4% |
| ICICI Prudential Medium Term Fund ICICI Prudential Mutual Fund | 7.8% | — | — | 1.6% | 0.85 | -5.3% |
| Axis Medium Term Fund Axis Mutual Fund | 7.8% | — | — | 2.4% | 0.52 | -7.5% |
| SBI MEDIUM TERM FUND SBI Mutual Fund | 7.3% | — | — | 3.5% | 0.24 | -11.9% |
| HDFC Medium Term Fund HDFC Mutual Fund | 7.2% | — | — | 1.5% | 0.49 | -3.5% |
| DSP Medium Term Fund DSP Mutual Fund | 7.0% | — | — | 2.7% | 0.19 | -5.6% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Medium Duration scheme is
Portfolio duration of 3 to 4 years.
Longer maturities mean a rate cut is worth more and a rate rise costs more. Check what the fund holds as well as how long — several medium-duration funds have taken credit risk to lift returns.
Who it suits. Investors comfortable with some interest-rate movement.
How long money should stay. 3 to 4 years.
Questions people ask
What is the NAV of UTI - Medium Term Fund (Segregated - 07072020) — —?
₹0.0000 as on 14 Jul 2020, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of UTI - Medium Term Fund (Segregated - 07072020)?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
Portfolio duration of 3 to 4 years. Longer maturities mean a rate cut is worth more and a rate rise costs more. Check what the fund holds as well as how long — several medium-duration funds have taken credit risk to lift returns.
How long should money stay in it?
Typically 3 to 4 years. Investors comfortable with some interest-rate movement.