For Indian retail investors

Read any company
like an analyst.

Upload a company's financial statements and InvestVerdict turns dense, confusing numbers into a clean common-size analysis, a linked forecast, full ratio analysis, and a DCF fair-value verdict — explained in plain English, never as advice.

5
linked screens
45+
ratios computed
3
statements, tied out
intrinsic value
Start here — upload statements
Step 1 of the journey · PDF, image or scan · 2–3 years
Drop PDF / JPG / PNG files here
one per year, or P&L / Balance Sheet / Cash Flow split across files · or click to choose
    Reading the statements with Gemini Flash… this can take 10–30s.
    Numbers never guessed You review & confirm Educational, not advice

    How it works

    Three simple steps turn a stack of statements into clarity — the AI does the reading, you stay in control.

    1

    Upload statements

    Drop PDFs, photos or scans — even split across files or years. Our AI (Gemini Flash) reads them natively, including messy scans.

    2

    AI extracts & you confirm

    Numbers land in an editable table with confidence flags. Unreadable cells are flagged, never guessed. Fix anything, then confirm.

    3

    Get the full picture

    From there, flow through analysis, forecast, ratios and a DCF valuation — each built from your confirmed numbers, explained in plain words.

    One company, five linked screens

    Every screen carries your data forward — so the whole tool is a single, connected model from raw statements to a fair-value verdict.

    01 · Extract
    📄

    Extract

    AI reads statements into a clean, editable table you confirm.

    02 · Analyse
    📊

    Analyse

    Common-size %s, statement tie-out checks, auto insights, peer compare.

    03 · Forecast
    🧭

    Forecast

    Guided assumptions seeded from history → a linked 3-statement model.

    04 · Ratios
    ⚖️

    Ratios

    45+ ratios across all years — click any to see the formula & meaning.

    05 · DCF
    💎

    DCF Value

    India-aware WACC, terminal value & a fair-value-per-share verdict.

    Everything you need to judge a company

    Built for people who don't read balance sheets for a living.

    🤖

    AI extraction

    PDFs, photos and scans → an editable table. Indian Schedule III, ₹ Lakhs/Crores, multi-year merge.

    📐

    Common-size, Dabur-style

    Every line as a % of its base, year by year — the equity-research layout analysts trust.

    🔗

    Statement linking

    We tie out P&L, Balance Sheet and Cash Flow, and teach you why each link exists.

    💡

    Plain-language insights

    Auto observations on margins, cash and debt — and a "What is this?" explainer on every term.

    🧮

    Forecast & ratios

    A balancing 3-statement forecast plus 45+ ratios, each with formula, numbers and meaning.

    🏆

    DCF valuation

    A premium intrinsic-value verdict with India-appropriate WACC and a sensitivity range.

    Clarity, not tips.

    InvestVerdict explains what the numbers mean in plain English — it never tells you what to buy or sell. Built by a financial advisor for ordinary Indian investors who want to understand a business before they trust it with their money.