Low Duration Mutual Funds
Portfolio duration of 6 to 12 months.
Where a savings account's job is done better, if the money can sit for a year. Small rate sensitivity, generally better returns than a bank deposit of the same tenure.
Who it suits. A one-year horizon. Hold for 6 to 12 months.
Regular plans in this category
- Tata Treasury Advantage FundTata Mutual Fund · NAV ₹4,212.25 6.0% 7.0% 6.1%
- Aditya Birla Sun Life Low Duration FundAditya Birla Sun Life Mutual Fund · NAV ₹698.99 5.3% 6.6% 5.9%
Point-to-point CAGR from AMFI NAV history, Regular plans only. Ordered by five-year return so the list has a shape, not because the order is a judgement. Past returns do not predict future ones — a fund near the top is usually there because its style suited the last five years, and styles take turns.
Other categories
Questions people ask
What is a Low Duration fund?
Portfolio duration of 6 to 12 months. Where a savings account's job is done better, if the money can sit for a year. Small rate sensitivity, generally better returns than a bank deposit of the same tenure.
Who should invest in Low Duration funds?
A one-year horizon. A sensible holding period is 6 to 12 months.
How is this list ordered?
By five-year CAGR computed from AMFI's published NAV history, within one plan type. It is a sort, not a verdict — a fund near the top is there because its style suited the last five years, which is not a promise about the next five.
Should I choose the Direct or Regular plan?
A Direct plan holds exactly the same portfolio without the distributor commission, so its expense ratio is lower — commonly 0.5% to 1.2% a year — and it compounds ahead of the Regular plan for ever. Choose Regular only if you want an intermediary's advice and are content to pay for it annually.