Baroda BNP Paribas Equity Savings Fund
Fund basics
Everything the NAV says
Computed from 1,746 published NAVs between 30 Jul 2019 and 28 Aug 2026 — 7.1 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund Direct | 1.33 | 3.08 | 3.71 | 7.37 | 10.19 | 8.86 | 9.43 | — | 9.37 |
| Nifty 100 benchmark | 0.25 | 3.49 | -1.52 | 1.84 | 10.52 | 9.38 | — | — | 12.79 |
| Equity Savings category median · 24 funds | — | — | — | 5.69 | 9.88 | 8.69 | — | 8.95 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Direct plan in Equity Savings — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 27 Aug 2026.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund Direct | 5.38 | 0.69 | 0.99 | 0.28 | 0.70 | -8.43 |
| Nifty 100 benchmark | 17.12 | 0.23 | 0.32 | — | — | -37.03 |
Risk-free rate 6.5%. Beta and alpha need an index, so the benchmark's own row leaves them blank.
Against its benchmark
Regressed on the 82 months this fund and Nifty 100 (via Axis Nifty 100 Index Fund) both have. Alpha is Jensen's — the return left over after the market move this fund's own beta would predict.
| Alpha | Beta | R² | Fund vs index | Up capture | Down capture | Tracking error | Information ratio | Treynor |
|---|---|---|---|---|---|---|---|---|
| 0.70% | 0.28 | 81% | -4.82% | 42% | 20% | 12.81% | -0.38 | 10.19 |
Up and down capture are the pair worth reading together: a fund that takes 95% of the rises but only 80% of the falls is doing something a headline CAGR will never show you.
Risk
| Volatility | Downside volatility | Sharpe | Sortino |
|---|---|---|---|
| 5.4% | 3.7% | 0.69 | 0.99 |
Risk-free rate 6.5%, roughly the 10-year government bond.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -8.4% | 2 months | At a high |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Every one-year period it has lived through
| Best year | Median year | Worst year | Losing years |
|---|---|---|---|
| 20.2% | 9.5% | 0.7% | 0% |
Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.
Calendar years
If you had run a SIP
₹10,000 every month for five years — ₹600,000 invested in all — would be worth ₹757,257 today, an XIRR of 9.25% a year.
XIRR, not CAGR. A SIP's money arrives over sixty months, so most of it has been invested for far less than five years — which is why this figure normally sits below the five-year CAGR above in a rising market, and above it in a falling one. It is the return the investor got, not the return the fund got.
How it compares in its category
Against the Equity Savings Direct schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund Baroda BNP Paribas Mutual Fund · this scheme | 10.2% | 0.7% | 0.28 | 5.4% | 0.69 | -8.4% |
| Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) Nippon India Mutual Fund | 31.2% | 15.4% | 0.41 | 53.8% | 0.46 | 0.0% |
| HSBC Equity Savings Fund HSBC Mutual Fund | 13.8% | 6.2% | 0.37 | 6.5% | 1.12 | -11.5% |
| Edelweiss Equity Savings Fund Edelweiss Mutual Fund | 11.8% | 2.6% | 0.28 | 4.7% | 1.13 | -9.5% |
| Kotak Equity Savings Fund Kotak Mahindra Mutual Fund | 10.9% | 1.7% | 0.37 | 5.6% | 0.78 | -16.5% |
| Mirae Asset Equity Savings Fund Mirae Asset Mutual Fund | 10.6% | 2.0% | 0.44 | 7.3% | 0.56 | -18.2% |
| Tata Equity Savings Fund Tata Mutual Fund | 10.6% | 0.3% | 0.31 | 4.8% | 0.84 | -13.9% |
| Axis Equity Savings Fund Axis Mutual Fund | 10.2% | 0.4% | 0.42 | 6.8% | 0.55 | -17.6% |
| Mahindra Manulife Equity Savings Fund Mahindra Manulife Mutual Fund | 10.2% | 1.8% | 0.46 | 7.7% | 0.49 | -20.5% |
Alpha and beta are against Nifty 100. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Equity Savings scheme is
Equity, arbitrage and debt together.
Taxed as an equity fund while behaving much more like a debt one, because a large part of the equity is hedged. The tax treatment is the point.
Who it suits. Money with a two- to three-year horizon that would otherwise sit in a debt fund.
How long money should stay. 2 to 3 years.
Questions people ask
What is the NAV of Baroda BNP Paribas Equity Savings Fund — Direct Plan — Growth Option?
₹18.9063 as on 27 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Baroda BNP Paribas Equity Savings Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Growth option mean?
Growth reinvests everything the fund earns back into the NAV. Nothing is paid out, so the NAV rises with returns and you are taxed only when you sell. For anybody who does not need income from the investment, Growth is the simpler and usually the more tax-efficient option.
What kind of scheme is this?
Equity, arbitrage and debt together. Taxed as an equity fund while behaving much more like a debt one, because a large part of the equity is hedged. The tax treatment is the point.
How long should money stay in it?
Typically 2 to 3 years. Money with a two- to three-year horizon that would otherwise sit in a debt fund.