This scheme has not published a NAV since 18 Jun 2018 — 8.2 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.
ICICI Prudential Multi Asset Allocation Fund
Fund basics
Returns
No CAGR is shown for an scheme, and that is deliberate. Its NAV falls by every payout it makes, so a return computed from NAV alone understates it by exactly the amount distributed — and AMFI's daily file carries no payout history to add back. A wrong number wearing the right label is worse than an honest gap. The Growth option of this same fund is the one to compare on returns.
Everything the NAV says
Computed from 2,791 published NAVs between 14 Feb 2007 and 18 Jun 2018 — 11.3 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Allocation Fund Regular | 1.21 | 1.73 | -0.50 | 10.99 | 12.76 | 19.41 | 14.68 | 14.35 | 13.74 |
| Nifty 100 benchmark | 1.05 | 1.76 | -2.99 | 0.66 | 10.50 | 9.33 | — | — | 12.76 |
| Multi Asset Allocation category median · 16 funds | — | — | — | 8.58 | 14.99 | 12.10 | — | 10.76 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Regular plan in Multi Asset Allocation — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 18 Jun 2018.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Allocation Fund Regular | 17.19 | 0.36 | 0.51 | — | — | -54.08 |
| Nifty 100 benchmark | 17.12 | 0.23 | 0.32 | — | — | -37.03 |
Risk measures use a risk-free rate of 6.5% and are stated so they can be checked — a ratio quoted without its risk-free rate cannot be. Beta and alpha need an index, so they are blank for the benchmark row itself.
Risk
| Volatility | Downside volatility | Sharpe | Sortino |
|---|---|---|---|
| 17.2% | 12.2% | 0.36 | 0.51 |
Sharpe and Sortino use a risk-free rate of 6.5%, roughly the 10-year government bond. Both are stated so the figure can be checked — a ratio quoted without its risk-free rate cannot be.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -54.1% | 15 months | -5.0% |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Every one-year period it has lived through
| Best year | Median year | Worst year | Losing years |
|---|---|---|---|
| 112.9% | 13.9% | -47.6% | 23% |
Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.
Calendar years
If you had run a SIP
₹10,000 every month for five years — ₹600,000 invested in all — would be worth ₹872,853 today, an XIRR of 14.99% a year.
XIRR, not CAGR. A SIP's money arrives over sixty months, so most of it has been invested for far less than five years — which is why this figure normally sits below the five-year CAGR above in a rising market, and above it in a falling one. It is the return the investor got, not the return the fund got.
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Multi Asset Allocation scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Allocation Fund ICICI Prudential Mutual Fund · this scheme | 12.8% | — | — | 17.2% | 0.36 | -54.1% |
| ICICI Prudential Multi Asset Allocation Fund ICICI Prudential Mutual Fund | 0.8% | — | — | 13.2% | -0.43 | -30.6% |
Alpha and beta are against Nifty 100. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Multi Asset Allocation scheme is
At least 10% each in three asset classes.
Equity, debt and usually gold in one fund. The three rarely fall together, so the ride is smoother — and you never have to decide when to buy gold.
Who it suits. Investors who want one holding that already diversifies across asset classes.
How long money should stay. 5 years or more.
Compare this scheme with others →
Questions people ask
What is the NAV of ICICI Prudential Multi Asset Allocation Fund — —?
₹43.0129 as on 18 Jun 2018, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of ICICI Prudential Multi Asset Allocation Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
At least 10% each in three asset classes. Equity, debt and usually gold in one fund. The three rarely fall together, so the ride is smoother — and you never have to decide when to buy gold.
How long should money stay in it?
Typically 5 years or more. Investors who want one holding that already diversifies across asset classes.