This scheme has not published a NAV since 10 Jul 2020 — 6.1 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)
Fund basics
Returns
Returns for this scheme are not computed yet — we need at least three years of published NAV. The NAV above is today's, straight from AMFI.
Direct vs Regular — same portfolio, two prices
The same fund, the same manager, the same shares. The only difference is the distributor commission inside the Regular plan's expense ratio — charged every year, on the whole balance.
| Plan | NAV | 1y | 3y | 5y |
|---|---|---|---|---|
| Direct (this page) | 4.0808 | — | — | — |
| Regular | 62.2986 | 6.67% | 8.16% | 7.76% |
The two NAVs are 93.4% apart today. They started life at the same ₹10 — the whole of that gap is what the commission has taken out of the Regular plan since launch.
Everything the NAV says
Computed from 93 published NAVs between 17 Feb 2020 and 10 Jul 2020 — 0.4 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) Direct | 165.66 | 169.15 | — | — | — | — | — | — | — |
| Conservative Hybrid category median · 21 funds | — | — | — | 4.69 | 8.52 | 7.88 | — | 7.96 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Direct plan in Conservative Hybrid — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 10 Jul 2020.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) Direct | 394.29 | — | — | — | — | -21.75 |
Risk measures use a risk-free rate of 6.5% and are stated so they can be checked — a ratio quoted without its risk-free rate cannot be. Beta and alpha need an index, so they are blank for the benchmark row itself.
Risk
| Volatility | Downside volatility |
|---|---|
| 394.3% | — |
Sharpe and Sortino use a risk-free rate of 6.5%, roughly the 10-year government bond. Both are stated so the figure can be checked — a ratio quoted without its risk-free rate cannot be.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -21.8% | 1 months | At a high |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Conservative Hybrid Direct Plan Growth Option scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) Nippon India Mutual Fund · this scheme | — | — | — | 394.3% | — | -21.8% |
| Axis Conservative Hybrid Fund Axis Mutual Fund | 7.3% | — | — | 4.3% | 0.18 | -9.4% |
| BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND Baroda BNP Paribas Mutual Fund | 9.0% | — | — | 3.5% | 0.73 | -4.5% |
| HDFC Conservative Hybrid Fund HDFC Mutual Fund | 8.0% | — | — | 5.1% | 0.29 | -12.1% |
| Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) Nippon India Mutual Fund | 8.9% | — | — | 4.4% | 0.56 | -18.9% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Conservative Hybrid scheme is
75–90% debt, 10–25% equity.
Mostly debt with a slice of equity for growth. Steadier than an equity fund and more rewarding than a pure debt fund over long periods, with real but limited downside.
Who it suits. Retirees and anybody who needs the money to be mostly safe but not idle.
How long money should stay. 3 years or more.
Compare this scheme with others →
Questions people ask
What is the NAV of Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1) — Direct Plan — Growth Option?
₹4.0808 as on 10 Jul 2020, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Growth option mean?
Growth reinvests everything the fund earns back into the NAV. Nothing is paid out, so the NAV rises with returns and you are taxed only when you sell. For anybody who does not need income from the investment, Growth is the simpler and usually the more tax-efficient option.
What kind of scheme is this?
75–90% debt, 10–25% equity. Mostly debt with a slice of equity for growth. Steadier than an equity fund and more rewarding than a pure debt fund over long periods, with real but limited downside.
How long should money stay in it?
Typically 3 years or more. Retirees and anybody who needs the money to be mostly safe but not idle.