SBI Quality Fund
Fund basics
Returns
Returns for this scheme are not computed yet — we need at least three years of published NAV. The NAV above is today's, straight from AMFI.
Regular vs Direct — same portfolio, two prices
The same fund, the same manager, the same shares. The only difference is the distributor commission inside the Regular plan's expense ratio — charged every year, on the whole balance.
| Plan | NAV | 1y | 3y | 5y |
|---|---|---|---|---|
| Regular (this page) | 10.9578 | — | — | — |
| Direct | 11.0238 | — | — | — |
The two NAVs are 0.6% apart today. They started life at the same ₹10 — the whole of that gap is what the commission has taken out of the Regular plan since launch.
Everything the NAV says
Computed from 128 published NAVs between 23 Feb 2026 and 26 Aug 2026 — 0.5 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| SBI Quality Fund Regular | 4.32 | 7.71 | 9.68 | — | — | — | — | — | — |
| Nifty 500 benchmark | 1.70 | 2.71 | 0.73 | 3.95 | 12.51 | 11.37 | — | — | 15.46 |
| Sectoral / Thematic category median · 131 funds | — | — | — | 5.66 | 15.62 | 12.90 | — | 13.92 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Regular plan in Sectoral / Thematic — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 26 Aug 2026.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| SBI Quality Fund Regular | 13.60 | — | — | — | — | -9.47 |
| Nifty 500 benchmark | 17.17 | 0.35 | 0.47 | — | — | -37.31 |
Risk measures use a risk-free rate of 6.5% and are stated so they can be checked — a ratio quoted without its risk-free rate cannot be. Beta and alpha need an index, so they are blank for the benchmark row itself.
Risk
| Volatility | Downside volatility |
|---|---|
| 13.6% | 9.7% |
Sharpe and Sortino use a risk-free rate of 6.5%, roughly the 10-year government bond. Both are stated so the figure can be checked — a ratio quoted without its risk-free rate cannot be.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -9.5% | 1 months | At a high |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
Concentration
| Number of stocks | 44 |
|---|---|
| Top 5 stocks | 28.30% |
| Top 10 stocks | 42.38% |
| Top 20 stocks | 64.44% |
| Largest single holding | 6.50% |
| Largest sector | Industrial Products · 10.54% |
| Number of sectors | 22 |
| Effective stocks | 33.1 |
| Cash & equivalents | 3.26% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 45.3% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Sectoral / Thematic Regular Plan Growth scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| SBI Quality Fund SBI Mutual Fund · this scheme | — | — | — | 13.6% | — | -9.5% |
| Aditya Birla Sun Life Pharma and Healthcare Fund Aditya Birla Sun Life Mutual Fund | 21.3% | 9.1% | 0.64 | 14.9% | 0.99 | -21.4% |
| BANDHAN FINANCIAL SERVICES FUND Bandhan Mutual Fund | 15.5% | 3.3% | 0.96 | 15.3% | 0.59 | -17.6% |
| BANDHAN INNOVATION FUND Bandhan Mutual Fund | — | 16.7% | 1.12 | 17.0% | 0.86 | -19.9% |
| BANDHAN Infrastructure Fund Bandhan Mutual Fund | 16.3% | 4.2% | 1.21 | 18.5% | 0.53 | -58.0% |
| BANDHAN TRANSPORTATION AND LOGISTICS FUND Bandhan Mutual Fund | 21.0% | 9.7% | 1.00 | 14.6% | 0.99 | -25.5% |
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND Bank of India Mutual Fund | 22.6% | 9.8% | 0.95 | 17.1% | 0.94 | -47.4% |
| Bajaj Finserv Banking and Financial Services Fund Bajaj Finserv Mutual Fund | — | — | — | 17.3% | — | -15.7% |
| Bajaj Finserv Consumption Fund Bajaj Finserv Mutual Fund | — | -7.1% | 0.99 | 14.2% | -0.71 | -22.9% |
Alpha and beta are against Nifty 500. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Sectoral / Thematic scheme is
At least 80% in one sector or theme.
The same concentration risk as any sector fund. Themes are usually launched after the theme has already run, which is why the average investor's return in these funds trails the funds' own published returns.
Who it suits. A small, deliberate satellite position — rarely a core holding.
How long money should stay. Through a full cycle.
Compare this scheme with others →
Questions people ask
What is the NAV of SBI Quality Fund — Regular Plan — Growth?
₹10.9578 as on 26 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of SBI Quality Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Growth option mean?
Growth reinvests everything the fund earns back into the NAV. Nothing is paid out, so the NAV rises with returns and you are taxed only when you sell. For anybody who does not need income from the investment, Growth is the simpler and usually the more tax-efficient option.
What kind of scheme is this?
At least 80% in one sector or theme. The same concentration risk as any sector fund. Themes are usually launched after the theme has already run, which is why the average investor's return in these funds trails the funds' own published returns.
How long should money stay in it?
Typically Through a full cycle. A small, deliberate satellite position — rarely a core holding.