Tata Floating Rate Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
AMFI has not classified this scheme's holdings into large, mid and small cap in the filing we hold, so there is no split to show. The section is left here rather than hidden so it is clear the data is missing, not that the fund holds nothing.
Concentration
| Number of stocks | 22 |
|---|---|
| Top 5 stocks | 67.67% |
| Top 10 stocks | 110.78% |
| Top 20 stocks | 156.38% |
| Largest single holding | 27.09% |
| Largest sector | Unclassified · 68.38% |
| Number of sectors | 7 |
| Effective stocks | 5.7 |
| Cash & equivalents | -2.99% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 110.8% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
How it compares in its category
Against the Short Duration Direct schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| ICICI Prudential Short Term Fund ICICI Prudential Mutual Fund | 7.9% | — | — | 1.6% | 0.88 | -3.4% |
| Mahindra Manulife Short Term Fund Mahindra Manulife Mutual Fund | 7.8% | — | — | 0.9% | 1.43 | -1.1% |
| Axis Short Term Fund Axis Mutual Fund | 7.8% | — | — | 1.4% | 0.90 | -2.6% |
| Bandhan Short Term Fund Bandhan Mutual Fund | 7.7% | — | — | 1.4% | 0.88 | -2.5% |
| Nippon India Short Term Fund Nippon India Mutual Fund | 7.7% | — | — | 1.4% | 0.87 | -2.9% |
| Aditya Birla Sun Life Short Term Fund Aditya Birla Sun Life Mutual Fund | 7.7% | — | — | 1.6% | 0.76 | -2.7% |
| BANK OF INDIA SHORT TERM FUND Bank of India Mutual Fund | 7.7% | — | — | 6.1% | 0.19 | -19.8% |
| HDFC Short Term Fund HDFC Mutual Fund | 7.5% | — | — | 1.3% | 0.79 | -2.7% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Short Duration scheme is
Portfolio duration of 1 to 3 years.
The middle of the debt range. A rate rise hurts for a while and is then earned back at the higher rate — which is why the holding period matters more here than the headline return.
Who it suits. Money with a two- to three-year horizon.
How long money should stay. 2 to 3 years.
Questions people ask
What is the NAV of Tata Floating Rate Fund — Direct Plan — IDCW Monthly Dividend Reinvestment Option?
₹13.9466 as on 27 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Tata Floating Rate Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the IDCW Monthly Dividend Reinvestment Option option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
Portfolio duration of 1 to 3 years. The middle of the debt range. A rate rise hurts for a while and is then earned back at the higher rate — which is why the holding period matters more here than the headline return.
How long should money stay in it?
Typically 2 to 3 years. Money with a two- to three-year horizon.