JioBlackRock Overnight Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
Concentration
| Number of stocks | 4 |
|---|---|
| Top 5 stocks | 11.49% |
| Top 10 stocks | 11.49% |
| Top 20 stocks | 11.49% |
| Largest single holding | 3.45% |
| Largest sector | SOVEREIGN · 11.49% |
| Number of sectors | 1 |
| Effective stocks | 291.3 |
| Cash & equivalents | 188.51% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 200.0% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
How it compares in its category
Against the Overnight Funds Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| BANK OF INDIA OVERNIGHT FUND Bank of India Mutual Fund | 6.2% | — | — | 0.2% | -1.35 | 0.0% |
| Axis Overnight Fund Axis Mutual Fund | 6.1% | — | — | 0.2% | -1.99 | 0.0% |
| Bajaj Finserv Overnight Fund Bajaj Finserv Mutual Fund | 6.1% | — | — | 0.2% | -2.19 | 0.0% |
| Franklin India Overnight Fund Franklin Templeton Mutual Fund | 6.1% | — | — | 0.2% | -2.36 | 0.0% |
| Invesco India Overnight Fund Invesco Mutual Fund | 6.1% | — | — | 0.2% | -2.20 | 0.0% |
| UTI - Overnight Fund UTI Mutual Fund | 6.1% | — | — | 0.2% | -2.20 | -2.7% |
| Nippon India Overnight Fund Nippon India Mutual Fund | 6.0% | — | — | 0.2% | -2.31 | 0.0% |
| Baroda BNP Paribas Overnight Fund Baroda BNP Paribas Mutual Fund | 6.0% | — | — | 0.2% | -2.34 | 0.0% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Overnight Funds scheme is
Debt maturing in a single day.
The lowest risk in the entire industry. Everything matures tomorrow, so interest-rate moves and credit events have almost nothing to act on. The return is correspondingly small.
Who it suits. Very short parking, or money awaiting a decision.
How long money should stay. Days to weeks.
Questions people ask
What is the NAV of JioBlackRock Overnight Fund — Regular Plan — Growth Option?
₹1,009.4915 as on 30 Oct 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of JioBlackRock Overnight Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Growth option mean?
Growth reinvests everything the fund earns back into the NAV. Nothing is paid out, so the NAV rises with returns and you are taxed only when you sell. For anybody who does not need income from the investment, Growth is the simpler and usually the more tax-efficient option.
What kind of scheme is this?
Debt maturing in a single day. The lowest risk in the entire industry. Everything matures tomorrow, so interest-rate moves and credit events have almost nothing to act on. The return is correspondingly small.
How long should money stay in it?
Typically Days to weeks. Very short parking, or money awaiting a decision.