Samco Dynamic Asset Allocation Fund
Fund basics
Returns
No CAGR is shown for an IDCW Option scheme, and that is deliberate. Its NAV falls by every payout it makes, so a return computed from NAV alone understates it by exactly the amount distributed — and AMFI's daily file carries no payout history to add back. A wrong number wearing the right label is worse than an honest gap. The Growth option of this same fund is the one to compare on returns.
Regular vs Direct — same portfolio, two prices
The same fund, the same manager, the same shares. The only difference is the distributor commission inside the Regular plan's expense ratio — charged every year, on the whole balance.
| Plan | NAV | 1y | 3y | 5y |
|---|---|---|---|---|
| Regular (this page) | 10.2100 | — | — | — |
| Direct | 10.6500 | — | — | — |
The two NAVs are 4.1% apart today. They started life at the same ₹10 — the whole of that gap is what the commission has taken out of the Regular plan since launch.
Everything the NAV says
Computed from 652 published NAVs between 4 Jan 2024 and 27 Aug 2026 — 2.6 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund Regular | 1.88 | -1.72 | -0.68 | -0.48 | — | — | — | — | 0.90 |
| Nifty 100 benchmark | 1.05 | 1.76 | -2.99 | 0.66 | 10.50 | 9.33 | — | — | 12.76 |
| Balanced Advantage category median · 32 funds | — | — | — | 3.38 | 9.66 | 8.48 | — | 10.30 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Regular plan in Balanced Advantage — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 26 Aug 2026.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund Regular | 11.18 | -0.50 | -0.64 | 0.53 | -5.85 | -17.18 |
| Nifty 100 benchmark | 17.12 | 0.23 | 0.32 | — | — | -37.03 |
Risk measures use a risk-free rate of 6.5% and are stated so they can be checked — a ratio quoted without its risk-free rate cannot be. Beta and alpha need an index, so they are blank for the benchmark row itself.
Risk
| Volatility | Downside volatility | Sharpe | Sortino |
|---|---|---|---|
| 11.2% | 8.7% | -0.50 | -0.64 |
Sharpe and Sortino use a risk-free rate of 6.5%, roughly the 10-year government bond. Both are stated so the figure can be checked — a ratio quoted without its risk-free rate cannot be.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -17.2% | — | -11.8% |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Every one-year period it has lived through
| Best year | Median year | Worst year | Losing years |
|---|---|---|---|
| 9.9% | -1.8% | -9.7% | 73% |
Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.
Calendar years
How it compares with its closest peers
The same category, the same plan, the same option — the only comparison that means anything. A Balanced Advantage Regular Plan IDCW Option scheme against another of exactly the same kind.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund Samco Mutual Fund · this scheme | — | -5.8% | 0.53 | 11.2% | -0.50 | -17.2% |
| Axis Balanced Advantage Fund Axis Mutual Fund | 3.4% | -6.9% | 0.48 | 10.1% | -0.31 | -18.7% |
| Baroda BNP Paribas Balanced Advantage Fund Baroda BNP Paribas Mutual Fund | 3.4% | -4.3% | 0.59 | 12.6% | -0.25 | -20.8% |
| Canara Robeco Balanced Advantage Fund Canara Robeco Mutual Fund | — | -1.8% | 0.67 | 9.2% | -0.57 | -11.6% |
| HDFC Balanced Advantage Fund HDFC Mutual Fund | 3.7% | -7.0% | 0.79 | 19.3% | -0.14 | -66.2% |
| ITI Balanced Advantage Fund ITI Mutual Fund | 2.6% | -8.1% | 0.64 | 12.8% | -0.30 | -33.9% |
| Nippon India Balanced Advantage Fund Nippon India Mutual Fund | 2.8% | -7.2% | 0.57 | 37.5% | -0.10 | -65.4% |
| Union Balanced Advantage Fund Union Mutual Fund | 4.9% | -2.2% | 0.56 | 9.6% | -0.17 | -23.8% |
| quant Dynamic Asset Allocation Fund quant Mutual Fund | 14.1% | 4.3% | 0.98 | 13.7% | 0.56 | -18.9% |
Alpha and beta are against Nifty 100. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Balanced Advantage scheme is
Equity and debt moved dynamically, by a model.
The equity share rises when the market looks cheap and falls when it looks expensive, decided by a formula rather than a mood. Read the fund's model — they differ enormously, and it is the entire product.
Who it suits. Investors who want somebody else to decide when to be cautious.
How long money should stay. 3 to 5 years.
Compare this scheme with others →
Questions people ask
What is the NAV of Samco Dynamic Asset Allocation Fund — Regular Plan — IDCW Option?
₹10.2100 as on 26 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Samco Dynamic Asset Allocation Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the IDCW Option option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
Equity and debt moved dynamically, by a model. The equity share rises when the market looks cheap and falls when it looks expensive, decided by a formula rather than a mood. Read the fund's model — they differ enormously, and it is the entire product.
How long should money stay in it?
Typically 3 to 5 years. Investors who want somebody else to decide when to be cautious.