WhiteOak Capital Dividend Yield Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
Concentration
| Number of stocks | 48 |
|---|---|
| Top 5 stocks | 48.00% |
| Top 10 stocks | 71.87% |
| Top 20 stocks | 86.70% |
| Largest single holding | 9.72% |
| Largest sector | Realty · 57.45% |
| Number of sectors | 19 |
| Effective stocks | 15.9 |
| Cash & equivalents | 4.66% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 71.9% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
How it compares in its category
Against the Dividend Yield Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Dividend Yield Fund Baroda BNP Paribas Mutual Fund | — | -1.3% | 0.90 | 15.1% | -0.48 | -18.7% |
| HDFC DIVIDEND YIELD FUND HDFC Mutual Fund | 6.4% | -5.7% | 0.94 | 15.9% | 0.00 | -29.9% |
Alpha and beta are against Nifty 500. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Dividend Yield scheme is
At least 65% in equity, predominantly in high dividend-yielding stocks.
Companies that pay out rather than reinvest — usually mature, cash-generating businesses. Steadier than the market, and structurally lighter on the fast-growing names that drive bull runs.
Who it suits. Investors who prefer cash-generating businesses and a gentler ride.
How long money should stay. 5 years or more.
Questions people ask
What is the NAV of WhiteOak Capital Dividend Yield Fund — Regular Plan — IDCW Option?
₹9.8200 as on 30 Oct 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of WhiteOak Capital Dividend Yield Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the IDCW Option option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
At least 65% in equity, predominantly in high dividend-yielding stocks. Companies that pay out rather than reinvest — usually mature, cash-generating businesses. Steadier than the market, and structurally lighter on the fast-growing names that drive bull runs.
How long should money stay in it?
Typically 5 years or more. Investors who prefer cash-generating businesses and a gentler ride.