Liquid Funds Mutual Funds
Debt maturing within 91 days.
The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who it suits. Emergency money and anything needed within weeks. Hold for Days to 3 months.
Regular plans in this category
- BANK OF INDIA LIQUID FUNDBank of India Mutual Fund · NAV ₹3,260.59 6.4% 6.9% 6.4%
- Axis Liquid FundAxis Mutual Fund · NAV ₹3,152.27 6.4% 6.9% 6.4%
- Canara Robeco Liquid FundCanara Robeco Mutual Fund · NAV ₹3,404.12 6.3% 6.8% 6.3%
- Mahindra Manulife Liquid FundMahindra Manulife Mutual Fund · NAV ₹1,841.02 6.3% 6.8% 6.3%
- Aditya Birla Sun Life Liquid FundAditya Birla Sun Life Mutual Fund · NAV ₹455.83 6.3% 6.8% 6.3%
- DSP Liquid FundDSP Mutual Fund · NAV ₹4,039.97 6.4% 6.8% 6.3%
- Invesco India Liquid FundInvesco Mutual Fund · NAV ₹3,889.14 6.4% 6.8% 6.3%
- Union Liquid FundUnion Mutual Fund · NAV ₹2,722.10 6.3% 6.8% 6.3%
- HSBC Liquid FundHSBC Mutual Fund · NAV ₹2,819.68 6.3% 6.8% 6.3%
- PGIM India Liquid FundPGIM India Mutual Fund · NAV ₹368.41 6.4% 6.8% 6.3%
- HDFC Liquid FundHDFC Mutual Fund · NAV ₹5,548.85 6.3% 6.8% 6.3%
- ICICI Prudential Liquid Fund -ICICI Prudential Mutual Fund · NAV ₹418.55 6.3% 6.8% 6.3%
- Tata Liquid FundTata Mutual Fund · NAV ₹4,454.38 6.3% 6.8% 6.3%
- LIC MF Liquid FundLIC Mutual Fund · NAV ₹5,112.37 6.3% 6.8% 6.3%
- Kotak Liquid FundKotak Mahindra Mutual Fund · NAV ₹5,713.94 6.3% 6.8% 6.3%
- SBI LIQUID FUNDSBI Mutual Fund · NAV ₹4,461.82 6.3% 6.8% 6.3%
- BANDHAN LIQUID FundBandhan Mutual Fund · NAV ₹3,413.02 6.2% 6.7% 6.3%
- JM Liquid FundJM Financial Mutual Fund · NAV ₹77.09 6.2% 6.7% 6.3%
- Groww Liquid FundGroww Mutual Fund · NAV ₹2,736.44 6.3% 6.8% 6.2%
- TRUSTMF Liquid FundTrust Mutual Fund · NAV ₹1,372.86 6.2% 6.7% 6.2%
- 360 ONE Liquid Fund360 ONE Mutual Fund · NAV ₹2,171.36 6.1% 6.6% 6.1%
- WhiteOak Capital Liquid FundWhiteOak Capital Mutual Fund · NAV ₹1,519.28 6.2% 6.7% 6.1%
- Quant Liquid Fundquant Mutual Fund · NAV ₹44.44 5.7% 6.4% 6.0%
- Parag Parikh Liquid FundPPFAS Mutual Fund · NAV ₹1,567.72 6.3% 6.6% 6.0%
- ITI Liquid FundITI Mutual Fund · NAV ₹1,468.05 5.9% 6.5% 6.0%
- Quantum Liquid FundQuantum Mutual Fund · NAV ₹37.66 5.7% 6.4% 6.0%
- Nippon India Liquid FundNippon India Mutual Fund · NAV ₹6,114.74 6.6% 6.5% 5.8%
- Franklin India Liquid FundFranklin Templeton Mutual Fund · NAV ₹6,355.71 5.7% 6.2% 5.7%
- ASK Liquid FundASK MUTUAL FUND · NAV ₹1,009.41 — — —
- Abakkus Liquid FundAbakkus Mutual Fund · NAV ₹105.09 — — —
- BARODA BNP PARIBAS LIQUID FUNDBaroda BNP Paribas Mutual Fund · NAV ₹3,250.17 — — —
- Bajaj Finserv Liquid FundBajaj Finserv Mutual Fund · NAV ₹1,241.23 6.2% 6.7% —
- Capitalmind Liquid FundCapitalmind Mutual Fund · NAV ₹1,058.47 — — —
- Carnelian Liquid FundCarnelian Mutual Fund · NAV ₹1,002.39 — — —
- Edelweiss Liquid FundEdelweiss Mutual Fund · NAV ₹3,619.93 — — —
- Franklin India Liquid Fund- InstitutionFranklin Templeton Mutual Fund · NAV ₹0.00 — — —
- JioBlackRock Liquid FundJio BlackRock Mutual Fund · NAV ₹1,010.55 — — —
- Mirae Asset Liquid FundMirae Asset Mutual Fund · NAV ₹2,963.57 — — —
- Navi Liquid FundNavi Mutual Fund · NAV ₹30.54 5.7% 6.3% —
- Shriram Liquid FundShriram Mutual Fund · NAV ₹1,126.02 — — —
- Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)Sundaram Mutual Fund · NAV ₹2,492.97 6.3% 6.8% —
- The Wealth Company Liquid FundThe Wealth Company Mutual Fund · NAV ₹1,066.35 — — —
- UNIFI LIQUID FUNDUnifi Mutual Fund · NAV ₹1,081.48 — — —
- UTI - Liquid FundUTI Mutual Fund · NAV ₹421.26 — — —
Point-to-point CAGR from AMFI NAV history, Regular plans only. Ordered by five-year return so the list has a shape, not because the order is a judgement. Past returns do not predict future ones — a fund near the top is usually there because its style suited the last five years, and styles take turns.
Other categories
Questions people ask
What is a Liquid Funds fund?
Debt maturing within 91 days. The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who should invest in Liquid Funds funds?
Emergency money and anything needed within weeks. A sensible holding period is Days to 3 months.
How is this list ordered?
By five-year CAGR computed from AMFI's published NAV history, within one plan type. It is a sort, not a verdict — a fund near the top is there because its style suited the last five years, which is not a promise about the next five.
Should I choose the Direct or Regular plan?
A Direct plan holds exactly the same portfolio without the distributor commission, so its expense ratio is lower — commonly 0.5% to 1.2% a year — and it compounds ahead of the Regular plan for ever. Choose Regular only if you want an intermediary's advice and are content to pay for it annually.