Liquid Funds Mutual Funds
Debt maturing within 91 days.
The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who it suits. Emergency money and anything needed within weeks. Hold for Days to 3 months.
Regular plans in this category
- BANK OF INDIA LIQUID FUNDBank of India Mutual Fund · NAV ₹3,228.90 6.4% 6.9% 6.3%
- Axis Liquid FundAxis Mutual Fund · NAV ₹3,122.40 6.4% 6.9% 6.3%
- Canara Robeco Liquid FundCanara Robeco Mutual Fund · NAV ₹3,372.76 6.3% 6.9% 6.2%
- Aditya Birla Sun Life Liquid FundAditya Birla Sun Life Mutual Fund · NAV ₹451.66 6.4% 6.9% 6.2%
- Mahindra Manulife Liquid FundMahindra Manulife Mutual Fund · NAV ₹1,823.51 6.3% 6.9% 6.2%
- Union Liquid FundUnion Mutual Fund · NAV ₹2,696.55 6.3% 6.9% 6.2%
- DSP Liquid FundDSP Mutual Fund · NAV ₹4,002.32 6.4% 6.9% 6.2%
- HSBC Liquid FundHSBC Mutual Fund · NAV ₹2,793.38 6.3% 6.9% 6.2%
- Invesco India Liquid FundInvesco Mutual Fund · NAV ₹3,852.30 6.4% 6.9% 6.2%
- PGIM India Liquid FundPGIM India Mutual Fund · NAV ₹364.89 6.4% 6.9% 6.2%
- HDFC Liquid FundHDFC Mutual Fund · NAV ₹5,497.09 6.3% 6.9% 6.2%
- ICICI Prudential Liquid Fund -ICICI Prudential Mutual Fund · NAV ₹414.69 6.3% 6.9% 6.2%
- Tata Liquid FundTata Mutual Fund · NAV ₹4,413.00 6.3% 6.9% 6.2%
- LIC MF Liquid FundLIC Mutual Fund · NAV ₹5,064.90 6.3% 6.9% 6.2%
- BANDHAN LIQUID FundBandhan Mutual Fund · NAV ₹3,382.11 6.3% 6.8% 6.2%
- Kotak Liquid FundKotak Mahindra Mutual Fund · NAV ₹5,662.05 6.3% 6.8% 6.2%
- SBI LIQUID FUNDSBI Mutual Fund · NAV ₹4,420.17 6.3% 6.8% 6.2%
- JM Liquid FundJM Financial Mutual Fund · NAV ₹76.37 6.2% 6.8% 6.2%
- Groww Liquid FundGroww Mutual Fund · NAV ₹2,709.98 6.3% 6.9% 6.1%
- TRUSTMF Liquid FundTrust Mutual Fund · NAV ₹1,359.99 6.2% 6.8% 6.1%
- 360 ONE Liquid Fund360 ONE Mutual Fund · NAV ₹2,151.66 6.1% 6.7% 6.1%
- WhiteOak Capital Liquid FundWhiteOak Capital Mutual Fund · NAV ₹1,505.41 6.2% 6.8% 6.0%
- Quant Liquid Fundquant Mutual Fund · NAV ₹44.05 5.7% 6.5% 6.0%
- ITI Liquid FundITI Mutual Fund · NAV ₹1,455.60 6.0% 6.6% 5.9%
- Parag Parikh Liquid FundPPFAS Mutual Fund · NAV ₹1,553.35 6.3% 6.6% 5.9%
- Quantum Liquid FundQuantum Mutual Fund · NAV ₹37.33 5.8% 6.4% 5.9%
- Nippon India Liquid FundNippon India Mutual Fund · NAV ₹6,058.58 6.5% 6.5% 5.7%
- Franklin India Liquid FundFranklin Templeton Mutual Fund · NAV ₹6,301.37 5.7% 6.2% 5.6%
- UTI - Liquid FundUTI Mutual Fund · NAV ₹417.25 -89.4% -50.5% -33.2%
- Navi Liquid FundNavi Mutual Fund · NAV ₹30.27 5.7% 6.4% -57.8%
- Abakkus Liquid FundAbakkus Mutual Fund · NAV ₹104.14 — — —
- BARODA BNP PARIBAS LIQUID FUNDBaroda BNP Paribas Mutual Fund · NAV ₹3,219.96 — — —
- Bajaj Finserv Liquid FundBajaj Finserv Mutual Fund · NAV ₹1,229.72 6.2% 6.8% —
- Capitalmind Liquid FundCapitalmind Mutual Fund · NAV ₹1,048.75 — — —
- Edelweiss Liquid FundEdelweiss Mutual Fund · NAV ₹3,585.60 — — —
- Franklin India Liquid Fund- InstitutionFranklin Templeton Mutual Fund · NAV ₹0.00 — — —
- JioBlackRock Liquid FundJio BlackRock Mutual Fund · NAV ₹1,001.21 — — —
- Mirae Asset Liquid FundMirae Asset Mutual Fund · NAV ₹2,936.18 — — —
- Shriram Liquid FundShriram Mutual Fund · NAV ₹1,115.65 — — —
- Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)Sundaram Mutual Fund · NAV ₹2,470.39 6.3% 6.8% —
- The Wealth Company Liquid FundThe Wealth Company Mutual Fund · NAV ₹1,056.29 — — —
- UNIFI LIQUID FUNDUnifi Mutual Fund · NAV ₹1,072.25 — — —
Point-to-point CAGR from AMFI NAV history, Regular plans only. Ordered by five-year return so the list has a shape, not because the order is a judgement. Past returns do not predict future ones — a fund near the top is usually there because its style suited the last five years, and styles take turns.
Other categories
Questions people ask
What is a Liquid Funds fund?
Debt maturing within 91 days. The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who should invest in Liquid Funds funds?
Emergency money and anything needed within weeks. A sensible holding period is Days to 3 months.
How is this list ordered?
By five-year CAGR computed from AMFI's published NAV history, within one plan type. It is a sort, not a verdict — a fund near the top is there because its style suited the last five years, which is not a promise about the next five.
Should I choose the Direct or Regular plan?
A Direct plan holds exactly the same portfolio without the distributor commission, so its expense ratio is lower — commonly 0.5% to 1.2% a year — and it compounds ahead of the Regular plan for ever. Choose Regular only if you want an intermediary's advice and are content to pay for it annually.