ICICI Prudential Gilt Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
Concentration
| Number of stocks | 49 |
|---|---|
| Top 5 stocks | 43.54% |
| Top 10 stocks | 58.23% |
| Top 20 stocks | 78.14% |
| Largest single holding | 13.51% |
| Largest sector | SOV · 93.87% |
| Number of sectors | 1 |
| Effective stocks | 19.2 |
| Cash & equivalents | 6.12% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 58.8% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
How it compares in its category
Against the Gilt Funds Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Bandhan 10 year Constant Maturity Gilt Fund Bandhan Mutual Fund | 7.7% | — | — | 2.8% | 0.42 | -5.1% |
| ICICI Prudential 10 year Constant Maturity Gilt Fund ICICI Prudential Mutual Fund | 7.4% | — | — | 3.7% | 0.24 | -4.7% |
| Bandhan Gilt Fund Bandhan Mutual Fund | 7.3% | — | — | 4.6% | 0.18 | -15.4% |
| Axis Gilt Fund Axis Mutual Fund | 7.0% | — | — | 4.0% | 0.12 | -11.2% |
| SBI 10 YEAR CONSTANT MATURITY GILT FUND SBI Mutual Fund | 6.9% | — | — | 2.8% | 0.13 | -5.1% |
| ICICI Prudential Gilt Fund ICICI Prudential Mutual Fund | 6.9% | — | — | 4.9% | 0.08 | -13.7% |
| UTI 10 year Constant Maturity Gilt Fund UTI Mutual Fund | 6.7% | — | — | 2.9% | 0.07 | -2.8% |
| UTI - Gilt Fund UTI Mutual Fund | 6.5% | — | — | 4.3% | 0.01 | -16.0% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Gilt Funds scheme is
At least 80% in government securities.
No credit risk at all — the borrower is the Government of India. All of the movement is interest rates, and it can be considerable. Safe from default is not the same as steady.
Who it suits. Investors taking a deliberate view on interest rates with no credit risk.
How long money should stay. 3 to 5 years.
Questions people ask
What is the NAV of ICICI Prudential Gilt Fund — Regular Plan — IDCW?
₹17.7571 as on 28 Aug 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of ICICI Prudential Gilt Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the IDCW option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
At least 80% in government securities. No credit risk at all — the borrower is the Government of India. All of the movement is interest rates, and it can be considerable. Safe from default is not the same as steady.
How long should money stay in it?
Typically 3 to 5 years. Investors taking a deliberate view on interest rates with no credit risk.